Our Title Agency Services |
CALL
(530) 623-5591
(530) 623-5591
When purchasing a new home or refinancing an existing mortgage, do you know what transpires from the time of application to the day of settlement? At Trinity County Title Company, we realize your home is your most valuable asset. We understand the stress associated with purchasing or refinancing a home and are available to answer any questions or concerns you may have regarding your settlement. Our staff of dedicated professionals will guide you through the entire process and will assure that you are protected against adverse title claims or risks long after your settlement.
Title Services
Trinity County Title Company provides Title/Closing services to Real Estate Agents, Buyers, Sellers, Lenders and Homebuilders. We have professional closers who can meet with borrowers at our office location to execute closing documents. We provide title commitments and clear title conditions with fast turnaround times and we are backed by the #1 largest Title Insurance Underwriter in the United States (Old Republic National Title Insurance). Our staff has over 40 years of combined Title/Real Estate Experience and which shows our commitment and reliability to our client. When you use Trinity County Title Company you close with confidence! |
Title and Lien Searches
A property title search is a close examination of all public records that involve title to a specific property. The property title search is conducted to verify that there are no liens or other claims against the property title other than those scheduled to be erased at closing if done for a purchase. A title search verifies that all former owners have formally given up their rights to the property. When conducting a title search, we will look at past deeds, wills, and trusts to make sure the property’s title has passed correctly to each new owner. Also the property title search examiner tries to verify that all prior mortgages, judgments, and other liens have been paid in full. |
Title Insurance
Title insurance for property owners is called an Owner’s Policy and is usually issued in the amount of the real estate purchase. It is purchased for a one-time fee at closing and is valid for as long as the owner or his heirs have an interest in the property. Only an Owner’s Policy fully protects the buyer should a covered title problem arise with the title that was not found during the title search Title insurance for mortgage lenders title insurance is called a Loan Policy. The Loan Policy is usually based on the dollar amount of the loan and it protects the lender’s interests in the property should a problem with the title arise. The policy amount decreases each year & eventually disappears as the loan is paid off. |